Commerce & Insurance

State urges residents to review insurance policies for holiday coverage

Thursday, December 20, 2012 | 04:30 pm

NASHVILLE, TN – The holiday season increases the chance for mishaps, as more people travel and attend gatherings. Factor in the fatigue and distraction that can accompany changes to our routines, and the risk becomes greater. After all, no one ever plans on being injured. 

Commerce and Insurance Commissioner Julie Mix McPeak suggests you take time to review how your insurance covers mishaps in the home and when traveling. Consider these scenarios as a starting point for reviewing your coverage limits, whether for the holidays or for every day: 

Prepare homes for cold weather by taking fire-safe precautions

Thursday, December 20, 2012 | 03:06 pm

 

NASHVILLE, TN – Tennessee Fire Marshal Julie Mix McPeak wants to remind Tennesseans to keep safe and warm, as colder weather becomes more common across the state. But she urges residents to be cautious in the use of alternate heat sources.
 
"The colder weather means many people will begin to heat their homes with fireplaces, woodstoves and space heaters," said McPeak. "Cold weather months typically have a higher number of accidental fire injuries and deaths, due to the use of these alternate heat sources.” 

TDCI releases November 2012 Disciplinary Actions Report

Friday, December 14, 2012 | 04:00 pm

Please see the attached November 2012 disciplinary actions report for Commerce and Insurance. The disciplinary actions report is issued each month by Commerce and Insurance's Division of Regulatory Boards. Each board and commission is empowered by statute to take disciplinary action, including the revocation of licenses and assignment of civil penalties, against license holders found to have violated laws governing their professions.

The reports (archived at http://1.usa.gov/zofWtO) and Commerce and Insurance’s regulatory board licensing database, verify.tn.gov, can be useful tools for Tennesseans looking to do business with licensed professionals.

Starting Nov. 27, State Fire Marshal to distribute 20,000 smoke alarms across Tenn.

Wednesday, November 21, 2012 | 04:38 pm

NASHVILLE, TN – Fresh off the news from the National Fire Protection Association that Tennessee has improved its fatal-fire rankings by four positions, on Nov. 27, the State Fire Marshal’s Office will begin distributing smoke alarms to the counties most likely to have residential fire deaths.

“This massive, statewide, months-long distribution of smoke alarms is all part of our effort to both educate and equip Tennesseans to incorporate fire safety into their daily lives,” Tennessee Fire Marshal and Commerce & Insurance Commissioner Julie Mix McPeak said. “We want residents to make sure they have functional smoke alarms in their homes, as well as a rehearsed fire-escape plan. These are tools proven to save lives – because even one fire death is one too many.” The program kicks off 10 a.m., Tuesday, Nov. 27, at Elizabethton Fire Department in Carter County.

Thanksgiving cooks, be aware of turkey fryers’ risks

Tuesday, November 20, 2012 | 04:19 pm

 

Thanksgiving cooks, be aware of turkey fryers’ risks
 
NASHVILLE, TN – Outdoor, gas-fueled fryers cook up juicy turkeys in a fraction of the time it takes to roast one in an indoor oven. However, the State Fire Marshal’s Office is joining the National Fire Protection Association (NFPA) in discouraging the residential use of outdoor gas-fueled turkey fryers because they pose an enormous risk for injury. “Outdoor fryers heat gallons of cooking oil to very high temperatures to cook the turkey. The risk of this oil being spilled is significant, and the resulting injuries can be severe,” State Fire Marshal and Commerce & Insurance Commissioner Julie Mix McPeak says.
 

Consumer Affairs issues warning on phishing emails

Thursday, November 15, 2012 | 04:47 pm

NASHVILLE, TN – “You have notifications pending.” So states the email purportedly from Facebook, alerting you to missed updates related to your Facebook account. It features, under the familiar logo with “Facebook” spelled out in white letters in a blue bar, two boxes for you to click if you wish to go to either your Facebook homepage or to all of your account’s notifications. 

But, the boxes are links to a site not affiliated with Facebook, and clicking on either box could expose your computer to an attack aimed at stealing your information. And, upon closer inspection, you see that – though the sender is listed as “Facebook” – the sender’s email address apparently has no relation to the social networking site. 

State Fire Marshal's Office issues reminder about carbon monoxide risks this fall

Thursday, November 08, 2012 | 01:11 pm

NASHVILLE, TN – According to the Consumer Product Safety Commission, each year in America more than 150 people die from accidental, non-fire related carbon monoxide (CO) poisoning associated with consumer products. These products include faulty, improperly used or incorrectly vented fuel-burning appliances such as furnaces, stoves, water heaters and fireplaces.

 
CO, often called "the silent killer," is a gas you cannot see, taste, or smell. It can be created when fossil fuels, such as kerosene, gasoline, coal, natural gas, propane, methane or wood do not burn properly. CO poisoning can result from faulty furnaces or other heating appliances, portable generators, water heaters, clothes dryers or cars left running in garages. Symptoms of CO poisoning include headache, nausea and drowsiness. Exposure to undetected high levels of carbon monoxide can be fatal.

Commerce & Insurance offers Tennesseans storms-related tips on insurance, contractors

Tuesday, November 06, 2012 | 01:03 pm

NASHVILLE, TN – As temperatures change, storms can result, bringing damage to our homes. The Department of Commerce and Insurance (TDCI) would like to offer consumers some tips for interacting with insurance companies and for selecting contractors:

  • As soon as possible after an event affects your home, check the damage to see whether you should contact your insurance company to file a claim.
  • If you choose to contact your company, locate a copy of your policy and read through it. Make a thorough inventory for your adjustor of all of the items missing from or damaged in your home.

Smoke alarms can save lives. Are your alarms working?

Wednesday, October 17, 2012 | 02:17 pm

NASHVILLE, TN – Every day in the United States, needless home fire deaths occur. Operable smoke alarms significantly increase your chance of surviving a deadly home fire. In fact, according to the National Fire Protection Association (NFPA), working smoke alarms cut in half the risk of dying in reported home fires. A properly installed and maintained smoke alarm in your home can alert you and your family to a fire 24 hours a day, seven days a week.

“Working smoke alarms save lives and should be installed and maintained in every home,” State Fire Marshal and Commerce and Insurance Commissioner Julie Mix McPeak says. The state’s fire incident reports for 2011 indicated that smoke alarms were present in only 36 percent of fatal fire cases. Increasing the presence of smoke alarms in Tennessee households increases the possibility that more lives can be saved from fire danger.