Commerce & Insurance

State Fire Marshal’s Office urges caution with outdoor burning

Thursday, April 04, 2013 | 03:59 pm

NASHVILLE, TN – As the weather slowly warms, many Tennesseans are sprucing up their outdoor property. Because these maintenance efforts often include the burning of limbs, lumber and other debris, the State Fire Marshal’s Office wants the public to be aware of outdoor-burning safety precautions.

“Negligent outdoor burning can lead to death, injury, property loss and environmental damage,” says State Fire Marshal and Commerce & Insurance Commissioner Julie Mix McPeak. “Care must be taken to ensure that burnings are conducted safely.”

State Fire Marshal: Smoking-related fires are preventable

Wednesday, March 27, 2013 | 11:42 am

NASHVILLE, TN – According to the Tennessee Fire Incident Reporting System (TFIRS), 14 percent of the state’s fire deaths last year resulted from fires caused by smoking, which made smoking the leading cause of the state’s fire fatalities in 2012.

“Putting out a cigarette or other smoking material the right way only takes seconds,” State Fire Marshal and Commerce & Insurance Commissioner Julie Mix McPeak says. “Those seconds can mean the difference between a fire-safe home and a home devastated by a tragic fire.”

State Fire Marshal urges caution with home medical oxygen

Wednesday, March 20, 2013 | 02:26 pm

NASHVILLE, TN – The presence of portable, medical oxygen in Tennessee homes has grown over the past decade, and so has the need for education about the fire hazards associated with its use. Medical oxygen adds a higher percentage of oxygen to the air a patient uses to breathe. Fire needs oxygen to burn. If a fire should start in an oxygen-enriched area, the material burning will burn more quickly.

“When more oxygen is present, any fire that starts will burn hotter and faster than usual,” State Fire Marshal and Commerce & Insurance Commissioner Julie Mix McPeak says. “It is crucial to follow safety precautions when medical oxygen is in use in a home.”

Securities Division cautions investors about possible fraud involving Web-based company

Tuesday, March 19, 2013 | 04:50 pm

NASHVILLE, TN – The Tennessee Securities Division wants to alert Tennesseans to actions being taken by other states’ securities regulators against an Internet-based company alleged to have promoted unregistered investment plans.

According to a temporary cease-and-desist order filed Feb. 27, 2013, by the Securities Division of the North Carolina Department of the Secretary of State, Roman Novak, Radoslav Novak and their company – Inter Reef Ltd., doing business as Profitable Sunrise – are promoting at least five “investment plans” through a website that offers rates of return ranging from 1.6 percent daily to 2.7 percent daily for 180 to 240 days. The filing ordered the respondents to cease and desist from offering for sale, soliciting offers to purchase or selling, in or from North Carolina, any securities unless and until such securities have been registered and until Roman Novak, Radoslav Novak, and Inter Reef Ltd. d/b/a Profitable Sunrise become registered as dealers or sellers of securities.

Commerce & Insurance issues Feb. 2013 Regulatory Boards Disciplinary Actions Report

Friday, March 15, 2013 | 04:45 pm

NASHVILLE, TN – Please see the attached February 2013 disciplinary actions report for Commerce and Insurance. The disciplinary actions report is issued each month by Commerce and Insurance's Division of Regulatory Boards. Each board and commission is empowered by statute to take disciplinary action, including the revocation of licenses and assignment of civil penalties, against license holders found to have violated laws governing their professions.

The reports (archived at and Commerce and Insurance’s regulatory board licensing database,, can be useful tools for Tennesseans looking to do business with licensed professionals.

State Fire Marshal offers high-rise residence safety tips

Tuesday, March 12, 2013 | 12:48 pm

NASHVILLE, TN – The State Fire Marshal’s Office is encouraging Tennesseans living in high-rise apartments or condominiums to plan and be prepared in the event of a fire.

“It is important to know the fire safety features in your building and to work with neighbors to help keep your building as fire-safe as possible,” State Fire Marshal and Commerce & Insurance Commissioner Julie Mix McPeak says. “Whether you live in a two-story condominium or a 15-story apartment, being prepared is fundamental to safely escaping a fire.”

As you change clocks for daylight saving time, change smoke alarm batteries; recent fire deaths reinforce urgency

Wednesday, March 06, 2013 | 04:48 pm

NASHVILLE, TN – With the loss of 11 lives to residential structure fires since Feb. 28, the State Fire Marshal’s Office is encouraging all Tennesseans to change their smoke alarm batteries when they change their clocks Saturday night for daylight saving time.

“Alarms, even those that are hard-wired, should have their batteries replaced regularly and should be tested monthly to ensure they’re providing the proper protection,” State Fire Marshal and Commerce & Insurance Commissioner Julie Mix McPeak says.  

State Fire Marshal honors Fire Prevention poster contest winners

Thursday, February 28, 2013 | 01:12 pm

NASHVILLE, TN – In the State Fire Marshal’s annual banquet to honor winners of the Fire Prevention Division’s youth poster contest, youths from kindergarten to the 12th grade were praised for using creativity and skill to encourage their communities to be more fire-safe.  

State Fire Marshal and Department of Commerce & Insurance Commissioner Julie Mix McPeak addressed the adults attending the banquet Sunday before the young winners came forward to receive their certificates and savings bonds: “Think about one of the roles of a parent and a grown-up – it is our job to make sure our children understand to respect and avoid the things that could harm or endanger them. This poster contest goes beyond that goal by getting our children to think of ways to warn their families about fire hazards in the home.” 

Securities Division provides tips to Tennessee investors

Tuesday, February 19, 2013 | 04:21 pm

NASHVILLE, TN – “If it sounds too good to be true, it probably is,” the saying goes. To help Tennesseans avoid common investment pitfalls, the Department of Commerce and Insurance (TDCI) Securities Division would like to provide some tips for investors.

It is crucial that investors and would-be investors maintain the right perspective about their money. Consumers who make rash, poorly informed investment decisions often fall prey to fraudulent activity – especially when investing with people who are not registered with the State to sell securities or who are selling unregistered securities products.